Overview

This Payment Policy outlines the terms and conditions associated with payment methods, pricing, sales tax, order verification, and promotions for South Bay Coin. By placing an order or completing a transaction with South Bay Coin, you agree to the terms below.

Pricing & Sales Tax

All prices displayed by South Bay Coin are shown before applicable taxes unless otherwise stated.

Transactions under $2,000 may qualify as tax-exempt where permitted by applicable law and depending on the item type, transaction details, and destination. Transactions of $2,000 or more, or transactions otherwise subject to tax, may have sales tax calculated and added at checkout or at the time of purchase.

South Bay Coin reserves the right to collect all taxes required by federal, state, and local laws.

Accepted Payment Methods

South Bay Coin may accept approved payment methods including:

• Bank wire transfer
• Credit card
• Debit card
• Shop Pay
• PayPal
• Cash, where permitted and approved
• Other approved payment processors

Accepted payment methods may vary by transaction and may change without notice.

Bank Wire Pricing

Certain products may display a preferred or discounted price for payment by bank wire transfer. If another payment method is selected, pricing may differ based on processing costs, payment method terms, or promotional offers available at the time of purchase.

Processing Fees

If payment is made by credit card, debit card, PayPal, Shop Pay, or another online merchant processor, additional processing fees may apply where permitted by law and disclosed before completion of the transaction.

By completing checkout or finalizing payment, you acknowledge and agree to the final price associated with your selected payment method.

Discount Codes & Promotional Offers

Discount codes, coupons, promotional credits, store credits, and gift cards may not be combined unless expressly stated.

Promotional offers may not apply to sale items, manually discounted items, negotiated purchases, bullion, precious metal transactions, or other excluded products unless specifically stated.

South Bay Coin reserves the right to refuse, invalidate, modify, or cancel any promotional offer if misuse, fraud, expiration, ineligibility, or error is suspected.

Order Acceptance

Submitting an order and receiving an automated confirmation does not constitute final acceptance of your order.

Your order is considered accepted only after South Bay Coin manually verifies the transaction and prepares the item for pickup, delivery, or shipment.

South Bay Coin reserves the right to refuse, cancel, or hold any order before completion, including orders flagged as high-risk, suspicious, inconsistent, or affected by pricing or listing errors.

Payment Verification

To protect customers and prevent fraud, South Bay Coin may require additional verification before completing certain transactions.

Verification may include government-issued identification, billing verification, payment method ownership confirmation, proof of address, or other documentation reasonably necessary to verify the transaction.

Orders may be delayed or canceled if requested verification is not completed or cannot be verified to our satisfaction.

Cryptocurrency Payments

If cryptocurrency payments are accepted, all cryptocurrency transactions are final and irreversible.

Because blockchain transactions cannot be reversed, purchases completed with cryptocurrency are not eligible for cancellation, chargeback, refund, return, or exchange except where required by applicable law.

Please verify wallet information, payment amount, and purchase details carefully before submitting payment.

Chargebacks & Fraud Prevention

Customers agree not to initiate improper chargebacks or payment disputes for valid transactions.

South Bay Coin reserves the right to contest fraudulent or improper disputes and recover associated costs where permitted by law.

Pricing Errors

Although we strive for accuracy, pricing, product, or listing errors may occasionally occur.

South Bay Coin reserves the right to correct errors, cancel affected orders, and issue refunds if necessary.

Agreement to Payment Terms

By placing an order or completing a transaction with South Bay Coin, you confirm that all information provided is accurate, that you are authorized to use the selected payment method, and that you agree to comply with this Payment Policy.